You have found a law office that has helped many, many, many Hawaii consumers eliminate their debt and get a "fresh start." This office has been serving Hawaii since 1995. We can help you too.
Give us a call 808-585-1000 or Contact Us for a free no obligation consultation.
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Serving Hawaii Since 1995
What is Bankruptcy?
Bankruptcy is a legal procedure under federal law. It is a process by which you, the Hawaii debtor can totally eliminate or discharge debts owed by you (Chapter 7) or repay a portion of your debt over 3 to 5 years (Chapter 13).
There are generally two types of bankruptcy that can assist Hawaii's consumer and business debtors to totally eliminate or drastically reduce their debts (credit cards, personal loans, tax arrearages, car loans, mortgages). The two types are Chapter 7 relief and Chapter 13 relief. In both you can "exempt" certain of your assets (like your clothes, jewelry, household goods, pension, car, recent wages and other items depending on your situation). This means that no one will take them from you.
Upon filing of a bankruptcy case creditor calls and other acts by creditors to collect money from you MUST stop. This is called the automatic stay under Section 362 of the Bankruptcy Code. A Hawaii Debtor's bankruptcy estate is created upon the moment of filing the bankruptcy petition. For more information regarding the relief available under each chapter click one of the links above.
If you would like a free case evaluation Contact Us or call 808-585-1000 for a free consultation with a bankruptcy attorney.
Important notice required by Federal Law: We are a debt relief agency pursuant to Federal Law 524 of Title 11 of the US Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code.
Testimonials
“I never thought in a million years I would have to even consider bankruptcy... Mr. Magauran made it as painless as possible and I would highly recommend him to anyone. Thanks Ed!”--TS
“Thank you so much for your guidance and advise during a rather difficult period of my life.”--SH
“When I first went to meet with him, I was pleasantly surprised. He didn't make me feel like he was just out to get as large of a fee as he could out of me. Ed sat me down to discuss my problems, and help me find a solution one on one." --ES
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